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Accounting
5 min read
How to read your monthly management accounts
Revenue is only the headline. Here’s how to read the numbers underneath and spot problems months before they reach your bank balance.
Amara Chen
Senior Manager, Accounting
A monthly management pack should answer three questions in under ten minutes: how did we perform, where is cash going, and what should we do next? If yours doesn’t, it’s time to change the format.
Start with the trend, not the month
A single month rarely tells the story. Compare the last three months and the same period last year to separate seasonality from genuine change.
Follow the cash
Profit and cash are not the same thing. Look at debtor days, stock levels and upcoming liabilities alongside your profit and loss to see how much money the business really has to work with.
Gross margin by product or service
Debtor and creditor days
Operating cash flow
Forecast vs. actual variance
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Tax
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Five tax moves to make before the year closes
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